Terms of Use

Last revised: May 24, 2023

These Terms of Use apply in connection with any websites, online services, and/or applications owned or operated by HomeTrust Insurance ("we," "us," or "our"), including any website upon which these Terms of Use are linked (collectively, the "Site") and any other interactive features, widgets, products, services, and resources offered by us through the Site (collectively the "Services").

1. General Provisions

THESE TERMS OF USE TOGETHER WITH THE PRIVACY POLICY AND ANY SUPPLEMENTAL TERMS, CONDITIONS, OR RULES POSTED TO A SPECIFIC AREA OF THE SITE/SERVICES (COLLECTIVELY, "TERMS") SET FORTH THE LEGALLY BINDING TERMS GOVERNING YOUR USE OF THE SITE AND SERVICES.

By entering the Site or using the Services, you acknowledge and agree to all terms, conditions, and rules stated in these Terms. If you do not agree, you are not permitted to use the Site or Services.

2. Jurisdiction and Governing Law

By entering the Site or using the Services, you acknowledge and agree that they are intended only for use by citizens and residents of the United States of America aged 18 years or older and will be governed according to the laws of the State of California without regard to conflicts of laws principles.

3. Content

The Site/Services provide you with information about insurance products and services and connects you with insurance agents, insurers, and third-party insurance service websites who may be able to provide insurance products and services. We are not an insurance company or an insurance agent.

4. Consent for Communications

If you provide your telephone number to us via the Site or Services, you give your electronic signature and consent for us to send you marketing calls/text messages at that number USING AN AUTODIALER AND/OR PRERECORDED MESSAGES. STANDARD MESSAGE AND DATA RATES MAY APPLY.

Call Recording: You understand that all calls to or from HomeTrust Insurance may be monitored or recorded for the purpose of review and analysis. By using our website you consent to this recording.

5. Our Intellectual Property

All images, text, sound, photos, custom graphics, button icons, and the overall "look and feel" of the Site constitute trade dress and are either our property or used on this Site with permission.

6. Digital Millennium Copyright Act Notice

If you believe that any material on the Site/Services infringes your copyright rights, please contact our designated agent at:

7. Disclaimers & Limitation of Liability

YOU USE THE SITE AND SERVICES AT YOUR OWN RISK. THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR AFFILIATES DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED FIVE DOLLARS ($5.00).

8. Indemnity

You agree to defend, indemnify, and hold us, our Affiliates, third-party service providers, employees, contractors, agents, officers, and directors harmless from any and all liabilities, claims, demands, suits, investigations, losses, judgments, costs, and expenses that arise out of or are related to your violation of these Terms or use of the Site/Services.

9. Dispute Resolution

Any controversy, claim or dispute arising out of or related to these Terms, the Site, or the Services shall be solely and exclusively resolved through binding arbitration. BY AGREEING TO THESE TERMS, EACH PARTY IRREVOCABLY WAIVES ANY RIGHT IT MAY HAVE TO JOIN CLAIMS OR DISPUTES WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION.

10. Links

The Site/Services may contain links to sites owned and operated by independent third parties. We provide links solely as a convenience and are not responsible for content on those sites.

11. Contact Information

If you have any questions, complaints, or claims, please contact us at: